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09/03/2025

New Construction Perks: How Buydowns Are Making Mortgages More Affordable in Florida

Florida’s Housing Market Florida’s housing market is full of opportunities, but rising interest rates and home prices continue to challenge buyers. Fortunately, one solution is gaining traction—mortgage rate buydowns. Builders across the state are offering buydowns as a way to ease affordability without cutting home prices. This strategy benefits both buyers and builders, making it […]

Alex Moore

6 min read

08/27/2025

Miami and Tampa Home Values Slumping: What That Means for Mortgage Buyers

Why Miami and Tampa Are Losing Value Home values in Florida’s top housing markets—Miami and Tampa—are on the decline in 2025. For prospective mortgage buyers, this shift opens a window of opportunity. Lower home prices, increased inventory, and longer days on the market mean buyers have more power than they’ve had in years. At LBC […]

Alex Moore

6 min read

08/20/2025

Lowest Mortgage Rates of 2025: Is Now the Best Time for Florida Buyers?

What Are the Current Mortgage Rates in Florida? Florida homebuyers are finally seeing relief in 2025 with mortgage rates hitting their lowest levels of the year. The current market offers an ideal opportunity for buyers ready to make a move—and LBC Capital is here to guide every step of that process. With expert advice, flexible […]

Alex Moore

6 min read

08/12/2025

Buyer-Friendly Florida Markets in 2025: How to Leverage Mortgage Concessions

Florida in 2025: A Market Shift Toward Buyers In 2025, Florida’s housing market has tipped in favor of buyers, offering opportunities that haven’t been this strong in years. With rising inventory, moderating prices, and sellers increasingly willing to negotiate, homebuyers can save thousands by securing mortgage concessions. LBC Capital helps clients navigate these markets with […]

Alex Moore

6 min read

08/06/2025

Understanding Affordability: Mortgage Payments vs. Florida Incomes

Florida Incomes and What They Mean for Homebuyers Understanding what you can afford is essential when buying a home in Florida. At LBC Capital, we help homebuyers navigate the complex relationship between income, housing costs, and mortgage payments. We break down affordability to show you exactly what your income can support and how to improve […]

Alex Moore

7 min read

07/30/2025

Condo Crisis: Why Florida’s Condominium Mortgage Market Is Imploding

Regulatory Shifts After Surfside Collapse Florida’s condominium mortgage market is undergoing a severe downturn. For years, condos represented an accessible path to homeownership and retirement living. But today, many units are sitting unsold, devalued, or ineligible for financing. LBC Capital is seeing firsthand how lending conditions have tightened due to structural, regulatory, and financial pressures […]

Fast and flexible financing for your real estate investment projects in Florida

Discover swift and adaptable financing solutions for your Florida real estate ventures with LBC Capital Our extensive array of hard money loans, secured by properties, encompasses fix and flip loans, bridge loans, and construction loans. Our dedicated team of professionals will meticulously assess your requirements and seamlessly guide you through the entire loan process. Elevate your real estate journey by reaching out to us today and unlocking the door to tailored financing success.

Latest news

New Construction Perks: How Buydowns Are Making Mortgages More Affordable in Florida

Miami and Tampa Home Values Slumping: What That Means for Mortgage Buyers

Lowest Mortgage Rates of 2025: Is Now the Best Time for Florida Buyers?

Buyer-Friendly Florida Markets in 2025: How to Leverage Mortgage Concessions

Understanding Affordability: Mortgage Payments vs. Florida Incomes

Condo Crisis: Why Florida’s Condominium Mortgage Market Is Imploding

Fast and flexible financing for your real estate investment projects in Florida

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