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07/23/2025

Climate Risk and Mortgage Approval in Coastal Florida

The Rising Tide of Climate Risk Coastal Florida is on the frontlines of climate change. Rising sea levels, more frequent hurricanes, and recurring storm surges pose serious risks to homeowners and mortgage lenders. These growing threats are reshaping how mortgage approvals are handled across the region. LBC Capital helps clients navigate this evolving landscape with […]

Alex Moore

6 min read

07/17/2025

Home Insurance Costs Crushing Florida Mortgages? Strategies to Save

Why Are Florida Home Insurance Costs So High? Florida homeowners are facing intense financial pressure. Home insurance premiums have surged dramatically, adding hundreds—or even thousands—of dollars to annual housing costs. For a $300,000 home, the average yearly premium now ranges between $5,376 and $5,533, more than double the national average of around $2,200. These rising […]

Alex Moore

5 min read

07/03/2025

The Rise and Fall of Cape Coral’s Housing Market

The Rise and Fall of Cape Coral’s Housing Market Cape Coral, once a beacon of opportunity for Florida homebuyers, now stands as a cautionary tale of unchecked growth and shifting market dynamics. At LBC Capital, we help clients understand these market changes and make better real estate decisions. The dramatic shift in Cape Coral’s housing […]

Alex Moore

5 min read

04/23/2025

The Canadian Exodus: How Political Tensions Are Reshaping Florida’s Housing Market

Political Shifts Drive Snowbirds North In past decades, Florida was a warm escape for thousands of Canadian snowbirds looking to avoid harsh winters. Properties across Fort Lauderdale, Sarasota, and Naples have long seen Canadian ownership dominate the seasonal market. But recent political developments have changed the tone of this relationship. Heightened border scrutiny, extended entry […]

Alex Moore

5 min read

04/03/2025

Mortgage Options for Startup Founders in Florida: Navigating Home Loans Without Traditional Income

Why Traditional Mortgages Don’t Work for Startup Founders Income Requirements That Don’t Fit the Startup Model Conventional mortgage lenders require two years of stable W2 income, clean tax returns, and predictable monthly earnings. Startup founders rarely fit that profile. Early-stage entrepreneurs often: As a result, traditional underwriting sees founders as “high-risk,” even when their businesses […]

Alex Moore

5 min read

03/04/2025

Buying a Home in Florida as a Single Buyer: Essential Tips and Mortgage Options

Why Florida is a Great Place to be for Single Home Buyers Florida has year-round sunshine, beautiful beaches, and an active economy. Buying a home as a single buyer is challenging, but with a qualified mortgage broker, the process becomes simple. LBC Capital helps individual buyers by providing competent skill to obtain the best finance […]

Fast and flexible financing for your real estate investment projects in Florida

Discover swift and adaptable financing solutions for your Florida real estate ventures with LBC Capital Our extensive array of hard money loans, secured by properties, encompasses fix and flip loans, bridge loans, and construction loans. Our dedicated team of professionals will meticulously assess your requirements and seamlessly guide you through the entire loan process. Elevate your real estate journey by reaching out to us today and unlocking the door to tailored financing success.

Latest news

Climate Risk and Mortgage Approval in Coastal Florida

Home Insurance Costs Crushing Florida Mortgages? Strategies to Save

The Rise and Fall of Cape Coral’s Housing Market

The Canadian Exodus: How Political Tensions Are Reshaping Florida’s Housing Market

Mortgage Options for Startup Founders in Florida: Navigating Home Loans Without Traditional Income

Buying a Home in Florida as a Single Buyer: Essential Tips and Mortgage Options

Fast and flexible financing for your real estate investment projects in Florida

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