Why us
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Lightning-fast results in just 3-7 days with our exceptional financing solutions
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Enjoy competitive rates starting from 8.99%
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Flexible Loan-to-Value ratios reaching up to 80%.
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Welcome applicants with scores of 450+
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Ensure a hassle-free experience with minimal documentation required.
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Expertly cater to an extensive range of property types
Key Advantages
At LBC Capital, our greatest strength lies in our flexibility. We understand that each real estate transaction is unique, and we’re dedicated to finding the right loan solution for your clients’ specific needs. Whether they require a short-term fix and flip loan or a longer-term buy and hold loan, our expertise and experience enable us to meet those needs.
Yet, our commitment goes beyond just offering quick funding and adaptable terms. We also prioritize providing exceptional service and support to help you and your clients achieve success. Our team of loan specialists is always accessible to address questions, provide advice, and guide your clients through the entire loan process, ensuring a seamless journey from start to finish.
Most Popular Loan Programs
1. Refi’s & purchases
Residential, commercial and multifamily
1st Liens
- Up to 80% LTV
- Start rate of 9% IO
- 12 – 24 months loan term
- 3 – 6 months prepay
- Land (4 acres or less)
- 620 Minimum fico
2nd Liens
- Up to 65% CLTV
Commercial
1st Liens
- Up to 75% LTV (may go higher in some cases)
- Start rate of 9% Interest Only
- 12-24 months
- Must debt-service or have plan to debt-service
- Internal valuation or BPO
- Need Environmental Report (in some cases)
Please, note: We aim to provide a personalized approach with this program, which serves to inform and give you a general idea of what to expect when deciding whether to secure funding with us. Please note that these criteria may vary based on your specific property and circumstances.
2. Fix and flip
Residential, commercial and multifamily
1st Liens
- Up to 80% LTV
- Start rate of 9% IO
- 12 – 24 months loan term
- 3 – 6 months prepay
- Land (4 acres or less)
- 620 Minimum fico
2nd Liens
- Up to 65% CLTV
Please, note: We aim to provide a personalized approach with this program, which serves to inform and give you a general idea of what to expect when deciding whether to secure funding with us. Please note that these criteria may vary based on your specific property and circumstances.
Here's a closer look at the hard money loans we offer
Residential and commercial loans
We provide loans for a wide range of residential and commercial properties, including single-family homes, multi-family properties, and mixed-use buildings.
Fix and flip loans
Our fix and flip loans are designed for real estate investors who need funding to purchase and renovate properties for resale. With up to 85% LTC and 65% LTARV, we offer competitive rates and flexible terms to help your clients succeed.
Reimbursement-only loans
We also offer reimbursement-only loans for real estate investors who have already purchased a property and need funding for renovations. With rates as low as 8-11% interest only, we can provide the financing your clients need to complete their projects and maximize their ROI.
Benefits of Our Hard Money Loans
Fast Approval
Due to our simplified application process and minimal documentation requirements, we can often grant loan approvals swiftly, frequently within a 24-hour timeframe.
Large Loan Amounts
We offer larger loan amounts than traditional lenders, so you can get the financing you need to succeed.
Experienced Lenders
Our team of experienced lenders has a deep understanding of the real estate market and can help you make informed decisions about your investments.
Competitive Interest Rates
We provide competitive interest rates starting at 8.99% on our hard money loans, allowing you to secure the financing you need while keeping your costs low.
Flexible Loan Terms
We understand that every borrower is different, which is why we offer flexible loan terms to meet your unique needs. We can work with you to create a loan that fits your budget and timeline.
Fast and flexible financing for your real estate investment projects in Florida
Discover swift and adaptable financing solutions for your Florida real estate ventures with LBC Capital Our extensive array of hard money loans, secured by properties, encompasses fix and flip loans, bridge loans, and construction loans. Our dedicated team of professionals will meticulously assess your requirements and seamlessly guide you through the entire loan process. Elevate your real estate journey by reaching out to us today and unlocking the door to tailored financing success.