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08/06/2025

Understanding Affordability: Mortgage Payments vs. Florida Incomes

Florida Incomes and What They Mean for Homebuyers Understanding what you can afford is essential when buying a home in Florida. At LBC Capital, we help homebuyers navigate the complex relationship between income, housing costs, and mortgage payments. We break down affordability to show you exactly what your income can support and how to improve […]

Alex Moore

7 min read

07/30/2025

Condo Crisis: Why Florida’s Condominium Mortgage Market Is Imploding

Regulatory Shifts After Surfside Collapse Florida’s condominium mortgage market is undergoing a severe downturn. For years, condos represented an accessible path to homeownership and retirement living. But today, many units are sitting unsold, devalued, or ineligible for financing. LBC Capital is seeing firsthand how lending conditions have tightened due to structural, regulatory, and financial pressures […]

Alex Moore

5 min read

07/23/2025

Climate Risk and Mortgage Approval in Coastal Florida

The Rising Tide of Climate Risk Coastal Florida is on the frontlines of climate change. Rising sea levels, more frequent hurricanes, and recurring storm surges pose serious risks to homeowners and mortgage lenders. These growing threats are reshaping how mortgage approvals are handled across the region. LBC Capital helps clients navigate this evolving landscape with […]

Alex Moore

6 min read

07/17/2025

Home Insurance Costs Crushing Florida Mortgages? Strategies to Save

Why Are Florida Home Insurance Costs So High? Florida homeowners are facing intense financial pressure. Home insurance premiums have surged dramatically, adding hundreds—or even thousands—of dollars to annual housing costs. For a $300,000 home, the average yearly premium now ranges between $5,376 and $5,533, more than double the national average of around $2,200. These rising […]

Alex Moore

5 min read

07/03/2025

The Rise and Fall of Cape Coral’s Housing Market

The Rise and Fall of Cape Coral’s Housing Market Cape Coral, once a beacon of opportunity for Florida homebuyers, now stands as a cautionary tale of unchecked growth and shifting market dynamics. At LBC Capital, we help clients understand these market changes and make better real estate decisions. The dramatic shift in Cape Coral’s housing […]

Alex Moore

5 min read

04/23/2025

The Canadian Exodus: How Political Tensions Are Reshaping Florida’s Housing Market

Political Shifts Drive Snowbirds North In past decades, Florida was a warm escape for thousands of Canadian snowbirds looking to avoid harsh winters. Properties across Fort Lauderdale, Sarasota, and Naples have long seen Canadian ownership dominate the seasonal market. But recent political developments have changed the tone of this relationship. Heightened border scrutiny, extended entry […]

Fast and flexible financing for your real estate investment projects in Florida

Discover swift and adaptable financing solutions for your Florida real estate ventures with LBC Capital Our extensive array of hard money loans, secured by properties, encompasses fix and flip loans, bridge loans, and construction loans. Our dedicated team of professionals will meticulously assess your requirements and seamlessly guide you through the entire loan process. Elevate your real estate journey by reaching out to us today and unlocking the door to tailored financing success.

Latest news

Understanding Affordability: Mortgage Payments vs. Florida Incomes

Condo Crisis: Why Florida’s Condominium Mortgage Market Is Imploding

Climate Risk and Mortgage Approval in Coastal Florida

Home Insurance Costs Crushing Florida Mortgages? Strategies to Save

The Rise and Fall of Cape Coral’s Housing Market

The Canadian Exodus: How Political Tensions Are Reshaping Florida’s Housing Market

Fast and flexible financing for your real estate investment projects in Florida

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